The General Prosecutor’s Office of Russia noted the growth of fraudulent actions committed using electronic means of payment, and warned citizens about a new form of fraud. False “employees of the unified security service” report an unfinished purchase for a large sum on behalf of the cardholder, and then fraudulently abduct funds from the account.
According to Information Security Specialist Alexander Varska, the data of the prosecutor’s office can be an illustration of the “law of large numbers”: card users have become more numerous, as well as information on fraudulent schemes, and these scammers are often used and exchanged by scammers.
“There are instructions on schemes for such fraud: many young people between the ages of 20 and 35 from the countries of the former CIS are engaged in this business,” Varskoi said. – But this scheme is not so much in the technical sphere, as in the field of psychology. If we talk about the technical side of data protection, the convenience of users of bank cards is always accompanied by such moments – for example, now the payment for various services is often made through the application, they are widespread and easy to use. And data protection is, to some extent, a matter of laziness: if you are not too lazy to use additional authorization tools, your data will be better protected. Another thing is that it will be more difficult for you to prove that you are you, if you lose some of your “keys”.